First we discover your needs. We start by asking the right questions with interviews and a comprehensive questionnaire. What are your short and long-term financial goals? What do you earn and spend? How do you feel about risk? Successful results start with an understanding of your goals and financial means. Only then can a solution be custom tailored to fit your life.
Next, we examine your goals, your sentiments and your alternatives and provide you with an Investment Policy Statement and/or Financial Plan to show how your needs can be met. This, and other reports, becomes the road map for your personal Financial and Investment Plan.
We then select an appropriate mix of investment vehicles based on your needs and risk tolerance. Each portfolio is different, but they all follow the advanced concepts of Modern Portfolio Theory and asset allocation. We design portfolios that endeavor to provide a high level of risk-adjusted returns compared to the appropriate benchmark.
Next, we implement your investment plan by purchasing a well-diversified portfolio. We offer a fee-based account, with an aim to minimize commissions and trading fees for any of the initial or ongoing transactions.*
Finally, we monitor and measure your strategy and performance on a regular basis to help you stay on track. Our goal is to develop a relationship that lasts through your lifetime. With regular communication, we'll assess your progress and when necessary, make changes in your portfolio.
* Nominal trading commissions apply.
We manage your portfolio in accordance with your personally prepared Investment Policy Statement.