White Lighthouse Investment Management (WLIM) is an independent investment management and financial planning company based in Lexington, Massachusetts and Lausanne, Switzerland and was established in 2006. We provide fee-only investment management and financial planning services to individuals and families around the world. We specialize in serving overseas Americans, especially in Switzerland, non-Americans living in the United States, families with multiple nationalities and clients who require a global perspective. For more details, please visit our services page or contact us.
WLIM offers personalized service to each of our clients, many of whom are American and European expatriates in Switzerland, the United States and elsewhere around the globe. With clients on five continents and over a dozen nationalities, we understand many of the complications of personal financial planning across international borders and work with a network of specialists to serve all of the financial planning needs of our clients.
Additionally, we have a comprehensive understanding of U.S. regulations and practice which enables us to serve Americans and Green Card holders living overseas.
Jonathan Lachowitz, CFP®
Jonathan Lachowitz is the founder of White Lighthouse Investment Management and a cross border expert. Jonathan is a CFP® professional and is authorized to use the CFP® marks in both the United States and Switzerland . He completed his MBA in Finance and International Business at New York University's Stern School of Business in 1997 Jonathan also holds a B.A. in Economics from Hamilton College.
Jonathan is a member of the Financial Planning Association (FPA) and is an active member of their cross border community He was the 2009 chair of the FPA Europe Africa and Middle East Geographic Focus Group. Jonathan also serves as a volunteer on the executive committee and board of American Citizen's Abroad (ACA) where he works in the areas of Social Security, Medicare , Banking and US taxation. Jonathan is also a member of ACA's Professional Tax Advisory Council. Jonathan is a Board member of the Swiss Financial Planning Organization (SFPO), who are responsible for licensing the CFP® marks in Switzerland.
Jonathan is an accomplished author on international personal financial topics and in 2014 was asked by the Wall Street Journal to be one of their Personal Finance Experts to write articles and answer reader questions on their new expat portal. Many of Jonathan's articles can be found here on our web site.
Before starting his company, Jonathan worked for fifteen years in international finance positions at Tetra Laval International, IMD and Ingersoll-Rand. In addition to investment management and financial planning, Jonathan was also an occasional lecturer at IMD, one of the world's leading business schools.
John has been a Financial Planner and CFP® professional with White Lighthouse Investment Management since 2016. John’s first experience in finance was on Wall Street where he worked as a Financial Analyst after graduating from Cornell University with a BA in Economics. After several years in New York, John went back to school and earned an MBA from Harvard University.
Following his MBA, John began his international business career with General Mills. He spent nearly 30 years helping to build the General Mills/Nestlé international Cereal business. Based mainly in Switzerland, John was a Senior Executive responsible for a $450 million business spread across more than 30 countries in Asia, Australia, Europe, and Africa. This career gave John firsthand experience to many of the challenges Americans face trying to put their cross border financial life in order.
John’s wife, Elisa, is a non-US citizen and as a result, added more cross border complexity to their family finances. Unhappy with the poor performance and service from his local bankers and accountants, John became a client of White Lighthouse whose expertise in cross border financial planning was a good match for the family’s needs. White Lighthouse not only addressed many issues, but helped John and Elisa prepare for their next adventure: A sabbatical year traveling around the world with their two daughters. One amazing year of Adventure, Discovery, and Family Bonding.
Upon returning from his sabbatical, John decided to not rejoin the bureaucratic world of a big corporation. Instead, John took early retirement from General Mills and joined White Lighthouse as a cross border Certified Financial Planner®.
John has come full circle from his early days on Wall Street, back to finance with White Lighthouse. “I joined White Lighthouse because I get great satisfaction out of being a partner with my clients and bringing clarity to the complex financial challenges they face. The end result is “Peace of Mind” because the client has a clear financial road map and an unbiased partner to help them navigate and build their wealth.”
Jeffrey Haindl, CFA, CFP®
Jeff Haindl joined White Lighthouse Investment Management as a Cross-Border Wealth Manager in April 2018. He is a CFP® professional and a CFA charterholder.
Jeff majored in economics (lic. oec. publ.) at the university of Zurich with a focus on environmental and political economics and on understanding how ‘rational’ behavior of individuals could lead to socially, environmentally and institutionally undesirable outcomes. Before and during his studies, Jeff worked at IBM and later at the trading pits of the Swiss Stock Exchange, which allowed him to travel extensively in Latin America during the late 80’s and early 90’s.
Born in the US but raised in Switzerland, Jeff always had the desire to live and work in the United States. He joined Julius Baer in their alternative investment management area after his studies, which allowed him to relocate to New York in early 2001. He later moved on to American Express Financial Advisors and Standard Chartered Bank, where he was ultimately in charge of the firm’s fund of hedge fund business.
In New York, Jeff also met his wife Tanya. After their first daughter was born, they decided to trade the excitement of New York for the nature and beauty of Switzerland and finally relocated to Switzerland in 2010. In Switzerland, Jeff joined Falcon Private Bank, where he led all the bank’s investment management, advisory and investment funds business across all domestic and international locations. He also was the chairman of the board of directors of the firm’s fund management entity in Luxembourg and served on the board of directors of the firm’s subsidiary in Dubai.
Having experienced the conflicts of interests in the financial industry firsthand, Jeff was always drawn to the concept of holistic and independent and fee-only financial advice. In fact, Jeff became a client of White Lighthouse in 2010 and Jonathan and Jeff have been talking about Jeff joining the firm ever since. In 2018, Jeff finally joined White Lighthouse where Marina and Jeff, with their different backgrounds and complementary skills, decided to work as a team in order to best serve their clients.
You are invited to contact us to schedule a free, no-obligation, consultation.
Certified Financial Planner Board of Standards owns the certification marks CFP® Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which is awards to individuals who successfully complete CFP Board's initial and ongoing certification marks. SFPO, The Swiss Financial Planners Organization is responsible for licensing the CFP® certification marks in Switzerland.